You typically need federal student loans to qualify for forgiveness or repayment assistance. But if you’re not eligible for these programs for other reasons, or if you took out private student loans, you may consider refinancing your student loans instead.

Student loan refinancing is the process of replacing one or more existing student loans with a new one through a private lender. Depending on your finances and credit, as well as the rates on your Dental debt collection current debt, can be lower than what you’re paying now, which can save you money.

Dentistry is a highly lucrative field, but the financial burden of becoming a dentist is high. If you like the idea of helping people keep their teeth healthy and don’t mind facing debt in the hundreds of thousands of dollars, dental school can be a good path to take.

Take steps to keep the cost of your education low, such as applying for grants or scholarships, and make sure your debt is manageable by using strategies such as income-driven repayment and working toward loan forgiveness.

You can also use refinancing as a way to get a longer repayment term, which can make your monthly payment more affordable.