If you’re using paypal, you might choose to hold a balance within your account. This can be handy for sending money to friends and family, or for paying for goods and services online. You don’t need one of these accounts to use paypal itself. You can continue to send and receive money if you have a bank account or credit/debit card linked to your account. If you’re transacting internationally you may be able to cut your overall costs if you choose an alternative provider.

It allows you to buy, sell and exchange paypal balance in real time through banking/ e-wallet instantly anytime and anywhere. You can add money to your paypal balance account at select retailers. All you need to do is swipe your paypal-branded debit card or generate a barcode in your paypal app and provide it along with the cash you want to load at the register. The costs of sending money are therefore higher if the sender is transferring money from abroad.

Simply top up your balance in dollars for free, switch to the currency you need, and use your debit card to spend like a local. You’ll only ever pay a low, transparent fee for the currency  conversion. You won’t need to pay any foreign transaction fees with wise when you travel, or shop online with retailers based overseas. Adding money to paypal using your smartphone and linked card or bank account may be the easiest option of all.

Only one (1) paypal prepaid mastercard may be linked to one (1) paypal balance account. You do not have to add funds to your paypal balance before you are able to make a purchase. You can use your credit card or your bank account as the funding source directly. Paypal will retreive the funds from your bank or credit card, and then send them to who you designated the payment to go to. If the sender transfers from their own paypal account, using their balance or a linked bank account, and in the same currency as yours, then they won’t pay any fees. When you transact internationally, the fee you pay and the exchange rate used to convert your money from one currency to another are both important.

Barcodes last for only 1 hour, so you’ll need to do this just before you visit your chosen store. Money is typically added to your paypal balance account in minutes. Money will be added to your balance, usually within minutes. Add money to your balance1 to shop securely anywhere paypal is accepted.

You don’t need to add money directly to your paypal balance using a bank card to pay for purchases or send money to a friend. Rather, the next time you make a transaction, paypal can debit the money from your card. The money will be debited straight from the bank account or card. If you’re receiving money from another us paypal account, the sender will pay no fee as long as they fund the transfer with their own balance, or a linked bank account. 3 paypal transfers require a paypal balance account and a personalized card, which arrives within 10 business days after activation of your instant-issue card. If you do not already have a paypal balance account you will link to this card, visit to get one, or you may get one when you activate this card online.

Alternatively, to top-up top up paypal your paypal balance online you can get your friends and family to send you money through paypal. There are several ways to add money to your paypal account, so here are 4 ways to add cash right into your paypal account. Not having enough cash in your paypal balance can lead to late payments or prevent you from making quick transactions to other accounts. Paypal cash allows you to add cash to your paypal account at select retailers by generating a barcode in your paypal app and presenting it at the retailer's checkout. The good news is that it’s also pretty easy to add cash using the paypal app, if you have a paypal cash plus account. We'll send you an email once the money is in your paypal balance.