How do eCheck Payment Processing Work? An online cheque, sometimes referred to as an "electronic cheque", online cheque, internet cheque, or direct debit, is the electronic version of an actual cheque. With the aid of an "eCheck payment processor", eChecks use the Automated Clearing House (ACH) to perform a direct debit from a client's financial institution into a merchant's business banking account. https://www.offshoregateways.com/echeck-payment-processing https://www.offshoregateways.com/echeck/how-do-echeck-payment-processing-work https://www.offshoregateways.com/echeck/echeck-payment-processing-solution https://www.offshoregateways.com/echeck/what-is-ach